Outlives Insurance Policy -- William S. Spellman, seated, father of Francis Cardinal Spellman, receives a check representing full payment on his life insurance policy from Edward Livingston (left) and Charles H. Kerrigan, Union Central Life Insurance Co., representatives, here today. Insurance officials said the 96-year-old man has outlived the policy which happens only one time in 100,000. The amount of the check is several thousand dollars. November 15, 1954. (Photo by AP Wirephoto).

Outlives Insurance Policy -- William S. Spellman, seated, father of Francis Cardinal Spellman, receives a check representing full payment on his life insurance policy from Edward Livingston (left) and Charles H. Kerrigan, Union Central Life Insurance Co., representatives, here today. Insurance officials said the 96-year-old man has outlived the policy which happens only one time in 100,000. The amount of the check is several thousand dollars. November 15, 1954. (Photo by AP Wirephoto).
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