Kathmandu, Nepal. Micro-credit Loan Recipient Poses in the Market with her Son. Her Loan from the Non-Profit NGO CORE, Creating Opportunities and Resources for the Excluded, allows her to sell lettuce and other vegetables in the local market. Both wear a tikka, or a bindi, a red mark between their eyebrows, a decorative mark of Hinduism traditionally said to protect against demons or bad luck.